Why should I choose EasyPay Midlands?

We strive to provide the best financial services in the Midlands. We have been in business since May 2009; EasyPay Midlands Limited focuses on providing consumers with convenient and immediate access to financial services.


What is the type of credit on offer?

The credit we offer is known as a fixed sum credit. This means that the amount of credit is set at the outset together with the amount and number of repayments. As this is fixed sum credit you will not be charged interest on the credit.


How much can I borrow?

We offer cash loans of £100.00- £1000.00. The amount you may borrow will depend upon your income and various underwriting criteria.


Do I need to be employed?

No, providing you qualify on our affordability check we are here to help.


What do I need to apply for a loan?

Fill in our online application.


Is there any cost for applying?

No. There is no charge applied when applying for one of our loans, whether or not you are approved. Also with our satisfaction guarantee, there are no charges of interest or fees if you change your mind about the loan and return the full amount within our satisfaction guarantee period.


Our current satisfaction guarantee period is 48 hours.


When will I hear whether I qualify for a loan?

We aim to get back in touch with in 24 hours of your application being submitted.


When will the loan repayments be due?

The agreement made with EasyPay Midlands Limited requires repayments to be made 7 days from the receipt of the cash loan.


How do I pay?

We have 3 payment methods for our customers. Direct debit, continuious card payments or pay cash to one of our collections agents who would collect from your door.


How do I cancel the loan?

You have a right to cancel your agreement within 14 days from the signing and receiving a copy of the signed agreement. If you wish to cancel the contract you MUST DO SO IN WRITING and deliver personally or send (which may be by electronic mail) this to the person named on the agreement. A notice of cancellation is deemed to be served as soon as it is posted or sent to us, or in the case of an electronic communication, from the day it is sent to us.


When will I receive my loan?

We get our loans out to customers with in 48 hours of your loan being accepted.


Is my personal information safe?

Yes, at EasyPay Midlands Limited we value our customer’s privacy and internet safety. Click here to read our privacy policy.


What is APR (Annual percentage rate of charge)?

This is the total cost expressed as an annual percentage of the total amount of credit. The APR is there to help you compare different offers available.